Know the lingo: Non-judicial foreclosure
August 31, 2026Non-judicial foreclosure is a process that allows a lender to foreclose on real estate secured by a loan without first…
Know the lingo: Maturity Date
July 30, 2026The maturity date is one of the most important terms in a hard money loan agreement.Know the lingo: Working capital
June 29, 2026Many investors focus too much on loan approval amounts but overlook one of the most important indicators of project success…Know the lingo: Points
May 29, 2026Points and interest rates operate separately but should be considered together when assessing the total cost of any loan.Know the lingo: Scope of Work
April 29, 2026Scope of Work (SOW) is essentially a flipper’s blueprint for every renovation.Know the lingo: Rehab budget
March 30, 2026A rehab budget is one of the most critical concepts in house flipping.Know the lingo: Lien position
February 26, 2026A lien position refers to the priority order in which creditors are repaid if a property is sold or foreclosed.Know the lingo: Zoning
January 28, 2026Zoning is the division of land into specific districts or zones to regulate how private property in California can be…
Know the lingo: Owner-occupied vs Non owner-occupied loans
December 28, 2025It is critical for flippers and developers in California to understand the legal distinction between loans for owner-occupied and non…
