Equidy provided a hard money loan to support a seasoned investor in acquiring a fixer-upper in central Fairfield, California — laying the foundation for a high-potential flip in a prime location.
The challenge
Our client approached Equidy looking for a fast, flexible loan to purchase and renovate a single-family home in a well-established Fairfield neighborhood.
The 1,790 sq ft property featured 3 bedrooms, 2 bathrooms, and a generous 720 sq ft bonus room—perfect for a home office, playroom, or additional storage. Positioned close to schools, transport, and the renowned Napa/Sonoma region, the home had serious resale potential. But it needed vision—and a lot of work—to get there.
The kitchen was outdated, the floors worn, and the windows in need of replacement. The plan? A full interior transformation to turn this tired house into a sought-after modern home.
Equidy funded $391,000 toward the $460,000 purchase, giving the investor the capital needed to move quickly and execute their vision.
The result
The renovation delivered major impact.
The kitchen now shines with quartz countertops, a center island, stainless steel appliances, and a sleek wall-mounted range hood. The primary bathroom features a double vanity, quartz counters, and a custom stall shower that elevates the entire space.
New waterproof vinyl flooring and dual-pane windows were installed throughout, adding value, comfort, and curb appeal. In the main living area, a wall-mounted electric fireplace brought the finishing touch of style and warmth.
Although the original loan matured in February 2023, our team worked closely with the borrower to provide a short extension, ensuring a smooth path to sale. By April 2023, the property sold for $600,000—$140,000 above the purchase price.
This successful flip took just under 15 months from acquisition to sale, showing what’s possible with the right financing partner and a clear strategy.
How can we help you?
Have a project in mind? Whether you’re flipping, building, or scaling up—we’re here to help you fund it.
Apply now—it only takes a few minutes. Or book a free strategy call with our team to explore funding options for your next deal.
